What is a Hospital Indemnity Policy?
It is a policy that provides cash benefits to use for medical expenses, and out of pocket costs that aren’t covered by primary insurance plans.
Does the policy pay the hospital or me?
One of the great benefits of this policy is that the benefits go straight to you and your family to help cover immediate expenses or cover out of pocket expenses.
Can I buy a policy regardless of my primary plan?
A Hospital Indemnity Plan pays regardless of any other type of insurance and pay be used for non-medical related expenses such as transportation, dining and lodging of loved ones.